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Understanding more about crash

On behalf of Rooz Law posted in Car Accidents on Wednesday, December 17, 2014.

Residents in Canada may benefit from the costs people pay for medical injuries caused by car accidents. In the event of a crash, the automobile insurer may be required to pay for non-professional health care services, including community support services and homemaking, personal support or attendant care services. Some of the activities related to daily living include assistance with preparing meals, housing cleaning, laundry and assistance with personal hygiene.

The Ministry of Health and Long-term Care may cover costs related to air ambulance, mental health facilities, hospital services and medical expenses. Professional in-home health services like nursing, social work, nutritional services, speech-language pathology, occupational therapy and nursing may be paid for as well. The people who need these services typically include the elderly, those with acquired brain or closed head injuries or those with serious physical injuries. The services are typically provided at a community setting, like a nursing home, at the accident victim’s home.

The ministry may require accident victims to exceed the maximum limits before officials consider funding the services. Some of the community support services that automobile insurers typically account for include transportation and meals, social recreational services, home maintenance, and repair and caregiver support. Accident victims are advised to be aware of which organization is responsible for paying for health care services in the event of an accident.

People injured in car accidents may benefit from contacting a lawyer about filing a personal injury claim against the person responsible for causing the crash. Plaintiffs in these cases may be entitled to receive restitution that can help account for medical expenses, repair costs, loss of income and other ensuing hardships. In order to receive compensation, plaintiff’s lawyers may need to prove that the defendant accused of causing the accident was culpable due to driver negligence.

Source: Ministry of Health and Long-Term Care, “Who Pays for Health Care: Injuries from Motor Vehicle Accidents”, December 16, 2014