Hit-And-Run Accidents, Uninsured and Underinsured Drivers

By law, all Ontario motorists must carry insurance so that in the event of an accident, insurance companies will pay for any damage incurred. Ontario also has no-fault insurance. This means that no matter who is at fault, your own insurance company will provide you with many benefits, including:

  • Income replacement
  • (Optional) caregiver benefits
  • Medical and rehabilitation expenses
  • Attendant care (if no Minor Injury Guideline limit is applicable)
  • Funeral expenses

If you are not at fault, you are also entitled to claim damages from the at-fault driver. This can be a problem if the at-fault driver is uninsured or underinsured, or if you are involved in a hit-and-run accident and have no way of identifying the at-fault driver. Many people assume that when this happens, they have no recourse.

This is not true; Rooz Law can help you access the compensation available to you.

For example, all Ontario policies must have coverage for injuries caused by uninsured or unidentified motorists. If you were injured by an unidentified or uninsured driver, your insurance company will act as if it was the insurance company of the at-fault driver, subject to some limitations.

At-Fault Drivers With No Insurance

If you are an uninsured driver, unlicensed, suspended or all of the above, and you were injured in an accident, your options may be far more limited. However, even in these circumstances, Rooz Law may be able to find compensation for your injuries. Come in to our office and speak to our experienced lawyers for uninsured drivers in North York. Let us see if there is any way we can help you.

Contact Us

If you have been injured in the Greater Toronto Area, contact Rooz Law at 416-229-6000. The sooner you call, the faster we can get you the compensation you deserve.